Facctus is a blog specializing in content creation with informative features and analysis of various financial products/services (credit cards, loans, financing, among others) provided by various companies (financial institutions), offering content with the purpose of informing for the user the product that best fits their needs.
These General Terms and Conditions of Use are available to the user at any time, through the address: https://facctus.com/terms-of-use/ and apply jointly to these Terms and to the use of the website the provisions of Facctus’s Privacy Policy, available at: https://facctus.com/privacy-olicy, as well as the legislation in force.
Thus, the General Terms and Conditions of Use are intended to inform the responsibilities, duties and obligations of every User when accessing and/or using Facctus, as written in the items below.
- ACCEPTANCE
1.1. When accessing Facctus, the User AGREES to respect the General Terms and Conditions of Use and the Facctus Privacy Policy.
- CONTACT US
2.1. The User has these services to answer all their doubts, solve any problems and submit complaints or other information about products/services made available on Facctus.
2.2. The “Contact Us” can be activated through https://facctus.com/contact/
- USERS’ RESPONSIBILITIES
3.1. The User must carefully read all the clauses contained in this Terms and Conditions of Use and in the Privacy Policy https://facctus.com/privacy-policy and, when using the services and/or products made available on Facctus, fully agrees with all clauses and conditions of these Terms.
3.2 Facctus provides links and/or redirects the User to other websites, where the User can contract the services and/or purchase products from the respective companies, without any type of interference from Facctus.
3.3 If the User is redirected to the company’s website page advertised on the website, the User must carefully read and expressly agree with the terms and conditions of use and the privacy policy of the advertised company.
3.4 Facctus has no responsibility for the general terms and conditions of use and the privacy policy of the advertised companies.
3.5 Facctus is not responsible for any virus, malware, spyware, trojan or any software that may damage or change the configurations of the Users’ equipment as a result of browsing or using the internet or as a result of transferring data, texts, images, files or audios.
3.6 Users are fully responsible for keeping the operating system of their equipment up to date and with antivirus programs.
- MODIFICATION OF THE GENERAL TERMS AND CONDITIONS
4.1. Facctus’s General Terms and Conditions of Use may be changed, supplemented or replaced at any time and for any reason, at Facctus’s sole discretion, without prior notice or notification to Users.
ANYONE WHO DOES NOT ACCEPT THESE TERMS AND CONDITIONS, WHICH ARE OF A MANDATORY AND BINDING CHARACTER, SHALL ABSTAIN FROM USING Facctus.
- LEGISLATION AND JURISDICTION OF ELECTION
5.1. This General Terms and Conditions of Use must be read and interpreted in conjunction with the Privacy Policy and both are governed by the laws in force in the Federative Republic of Brazil, mainly by the Federal Constitution, Civil Code, Consumer Protection Code, General Law of the Marco Civil da Internet and the General Data Protection Law.
5.2. All matters relating to interpretation, compliance or any other question related to these Terms and the Privacy Policy, the parties expressly agree and waive any other focus and submit to the jurisdiction of the Judicial District of the State of São Paulo.